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Loan Rates
Loan Profiler
Loan Calculator
Financing Structure Example
Applications and Forms

 

Increase of Rates – Nov. 2008

504/166 Rates*:

DATE
504 Rate (%)
166 Rate (%)
20 YEAR
10 YEAR
12/08
7.17
3.25
11/08
7.75
7.12
3.25
10/08
6.60
3.58
s
9/08
6.57
6.36
3.58
8/08
6.91
3.58
7/08
6.85
6.60
3.58
6/08
6.65
3.58
5/08
6.46
6.11
3.58
4/08
6.34
3.58
3/08
6.46
5.82
3.58
2/08
6.13
3.58
1/08
6.14
5.79
5.25
12/07
6.26
5.25
11/07
6.48
6.37
5.25
10/07
6.54
5.25
s
9/07
6.53
6.50
5.42
8/07
6.75
5.75
7/07
6.79
6.85
5.75
6/07
6.68
5.75
5/07
6.28
6.36
5.75
4/07
6.29
5.75
3/07
6.20
6.30
5.75
2/07
6.46
5.75
1/07
6.29
6.44
5.75
12/06
6.09
5.75
11/06
6.54
6.73
5.75
10/06
6.55
5.75
s
9/06
6.72
6.87
5.75
8/06
6.88
5.75
7/06
7.25
7.45
5.75
6/06
7.00
5.58
5/06
7.05
7.19
5.58
4/06
6.82
5.42
3/06
6.75
6.96
5.25
2/06
6.53
5.25
1/06
6.39
6.60
5.25
12/05
6.57
5.08
11/05
6.54
6.84
4.92
10/05
6.38
4.75
s
9/05
6.05
6.17
4.58
8/05
6.40
4.58
7/05
6.04
6.13
4.42
6/05
5.86
4.25
5/05
6.13
6.13
4.25
4/05
6.40
4.09
3/05
6.24
6.20
4.09
2/05
5.92
3.92
1/05
6.15
5.86
3.75
12/04
6.29
3.58
11/04
6.30
5.92
3.42
10/04
6.28
3.42
s
9/04
6.41
5.94
3.25
8/04
6.59
3.08
7/04
6.61
6.10
3.08
6/04
6.94
3.08
5/04
6.60
6.00
2.92
4/04
6.19
2.92
3/04
5.76
5.02
2.92
2/04
6.14
2.92
1/04
6.35
5.64
2.92
12/03
6.31
2.92
11/03
6.40
5.65
2.92
10/03
6.35
 
2.92



These 504 interest rates are based on the loan’s “all-in rate,” an average rate over the term of the loan, including ongoing servicing fees. The 166 rates shown include the .25% ongoing servicing fee (since November 2002). Rates may vary by provider, and CCDC will match the written quoted rate of any Ohio 166 provider.

*The current Wall Street Journal prime rate is 4.00% (11/08). The SBA 504 rate is an average over the term of the loan, and the Ohio 166 rate is 2/3 of prime rate with a 3% minimum. In addition there is a 1/4% servicing fee.

 

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